For prospective college students and families weighing big decisions, higher education financing can feel manageable at first and then quietly turn into a lasting student loan burden.

Travel is having a moment. Weekend getaways, remote work trips, international adventures, bucket-list flights. And one of the easiest ways people fund those experiences is with travel rewards credit cards.

Gen Z, those born roughly between 1997 and 2012, are entering adulthood in a very different economic environment than previous generations.

SCORENAVIGATOR: FAITH, DATA, AND THE FUTURE OF FINANCIAL EMPOWERMENT

NAVIGATING JOB LOSS AND CAREER TRANSITIONS IN 2025: PROTECTING YOUR FINANCES AND CREDIT

Stepping into your first place is more than just signing a lease and picking paint colors—it’s the moment your financial independence goes from theory to reality. Bills, groceries, rent, and unexpected expenses start arriving whether you’re ready or not. Managing money at this stage is less about having it all figured out and more about building a system that keeps you stable and confident.

The credit world is shifting, and this time it’s not just a headline — it’s a strategic move with wide-reaching impact.