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MORE THAN A GAME: WHY THE FACTORY NEEDS SPONSORS
Walk onto a baseball or softball field on a Saturday morning and you will see more than uniforms, bats, gloves, and scoreboards.

Rusty Bresse
Sep 93 min read


WHY I'M DEDICATING MY TIME TO THE FACTORY SPORTS TRAINING OF GEORGIA
After spending 45 years in the credit industry and much of my career building ScoreNavigator, I've recently found myself dedicating more of my time to something that may seem completely different: The Factory Sports Training of Georgia.

Rusty Bresse
Sep 85 min read


SCORENAVIGATOR EXPANDS ITS MISSION BEYOND FINANCIAL WELLNESS AND INTO YOUTH SPORTS
ScoreNavigator Announces Ownership of The Factory Sports Training of Georgia

ScoreNavigator
Aug 314 min read


SMART STEPS FAMILIES CAN TAKE TO BUDGET AND REDUCE HEALTHCARE COSTS
Busy parents juggling work, school schedules, and chronic-care routines often find that individual healthcare expenses add up long before anyone notices. The core tension is that a family’s out-of-pocket costs rarely arrive as one clear price tag; they show up as copays, prescriptions, follow-up visits, and bills that don’t match expectations. Even careful planners can be thrown by unexpected medical procedures, confusing statements, or timing gaps between care and charges, t
Kimberly Hayes
Aug 215 min read


FINANCIAL CREDIBILITY: HOW ENTREPRENEURS CAN ESTABLISH TRUST BEFORE ASKING FOR MONEY
Entrepreneurs strengthen their chances of securing funding, credit, partnerships, and client opportunities when they can show that their business is financially responsible and professionally presented.
Kimberly Hayes
Jun 245 min read


HOW TO BUILD A HEALTHY RELATIONSHIP WITH MONEY AND MASTER YOUR FINANCES
Financial anxiety shows up in everyday choices, second-guessing every purchase, avoiding bank apps, and feeling stuck between budgeting struggles and the urge to ignore it all.
Kimberly Hayes
Jun 236 min read


SCORENAVIGATOR HONORS THE LEGACY OF FOUNDER RUSTY BRESSE AND LOOKS AHEAD UNDER PRESIDENT RYAN BRESSE
Family Leadership Transition Continues Company's Mission of Empowering Consumers Through Credit Education and Innovation

ScoreNavigator
Jun 82 min read


CREDIT SCORING IS EVOLVING: WHAT VANTAGESCORE 4.0 MEANS FOR HOMEBUYERS
VantageScore 4.0 just became a big deal in April 2026, and the easiest way to understand it is this: the way lenders look at your credit for a mortgage is starting to change. For a long time, getting a mortgage basically came down to one thing, your FICO score. That was the standard almost everywhere. Now, that is starting to open up. Fannie Mae and Freddie Mac, which back a large portion of U.S. home loans, are now allowing lenders to use VantageScore 4.0. The FHA is also mo

ScoreNavigator
May 12 min read


HOW TO BUILD A HEALTHY RELATIONSHIP WITH MONEY AND MASTER YOUR FINANCES
For busy adults early in their careers, new parents managing a household, or anyone trying to get back on track after a few tough years, money can feel less like a tool and more like a constant pressure point. Financial anxiety shows up in everyday choices, second-guessing every purchase, avoiding bank apps, and feeling stuck between budgeting struggles and the urge to ignore it all. Add debt stress and confusing credit questions, and many personal finance beginners end up bl
Kimberly Hayes
Apr 146 min read


THE SMART BALANCE: MANAGING YOUR MONEY WITHOUT MISSING OUT ON LIFE
For many people, managing money feels like a trade-off: Be financially responsible…or enjoy your life.

ScoreNavigator
Mar 233 min read


CREDIT CARD CHAOS TO CLARITY: WHEN CONSOLIDATING YOUR DEBT ACTUALLY PAYS OFF
Credit card debt can quietly grow into a costly problem. With interest rates often exceeding 20%, a large portion of your payment goes toward interest instead of reducing your balance. Over time, this can make it feel like you’re not making real progress.

ScoreNavigator
Mar 171 min read


FEATURE HIGHLIGHT: THE UNDERWRITING SIMULATION TOOL
What if you could preview how lenders might evaluate your credit profile before applying?

ScoreNavigator
Mar 52 min read


HOW TO MINIMIZE COLLEGE DEBT AND BUILD A SMARTER FINANCIAL FUTURE
For prospective college students and families weighing big decisions, higher education financing can feel manageable at first and then quietly turn into a lasting student loan burden.
Kimberly Hayes
Feb 175 min read


TRAVEL SMARTER, NOT HARDER: WHAT TO LOOK FOR IN A TRAVEL REWARDS CREDIT CARD
Travel is having a moment. Weekend getaways, remote work trips, international adventures, bucket-list flights. And one of the easiest ways people fund those experiences is with travel rewards credit cards.

ScoreNavigator
Jan 223 min read


LIVING WELL ON LESS: A HAPPY-ENOUGH MONEY PLAN FOR RETIREES
You don’t need a huge budget to have a rich life. You need clarity, a few smart systems, and a rhythm that funds the moments you actually care about. Here’s a practical playbook to stretch a limited income without starving joy.
Kimberly Hayes
Dec 8, 20254 min read


WHY GEN Z SHOULD USE SCORENAVIGATOR: BUILDING CREDIT CONFIDENCE FOR A STRONG FINANCIAL FUTURE
Gen Z, those born roughly between 1997 and 2012, are entering adulthood in a very different economic environment than previous generations.

ScoreNavigator
Oct 29, 20253 min read


CREDIT SCORING SHAKE-UP: WHAT IT MEANS FOR CONSUMERS AND LENDERS
CREDIT SCORING SHAKE-UP: WHAT IT MEANS FOR CONSUMERS AND LENDERS

ScoreNavigator
Oct 8, 20252 min read


THE AUTUMN ADVANTAGE: WHY FINANCIAL PLANNING NOW SETS THE TONE FOR 2026
THE AUTUMN ADVANTAGE: WHY FINANCIAL PLANNING NOW SETS THE TONE FOR 2026

ScoreNavigator
Oct 7, 20253 min read


SCORENAVIGATOR: FAITH, DATA, AND THE FUTURE OF FINANCIAL EMPOWERMENT
SCORENAVIGATOR: FAITH, DATA, AND THE FUTURE OF FINANCIAL EMPOWERMENT

ScoreNavigator
Sep 2, 20251 min read


NAVIGATING JOB LOSS AND CAREER TRANSITIONS IN 2025: PROTECTING YOUR FINANCES AND CREDIT
NAVIGATING JOB LOSS AND CAREER TRANSITIONS IN 2025: PROTECTING YOUR FINANCES AND CREDIT

ScoreNavigator
Aug 26, 20253 min read
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